Deposit & Loan Rates

Vehicle Loan Rates

Cars, Trucks, SUVs, Motorcycles

Purchase Rates

New/Used Auto Loan Rates – Cars, Trucks, SUVs and Motorcycles
Model YearTermAPR‍1 As Low AsMonthly Payment
2022 or newer24 months5.99%$664.74
36 months6.49%$459.67
48 months6.69%$357.04
60 months6.89%$296.24
72 months7.19%$257.11
84 months7.99%$233.72
2021 and older‍224 months6.49%$668.13
36 months6.74%$461.38
48 months6.99%$359.12
60 months7.24%$298.72
72 months7.49%$259.28
84 months8.24%$235.59
Accurate as of 03/19/2024
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Refinance Rates

New/Used Auto Loan Refinance Rates – Cars, Trucks, SUVs and Motorcycles
Model YearTermAPR‍1 As Low AsMonthly Payment
2022 or newer24 months5.99%$664.74
36 months6.49%$459.67
48 months6.69%$357.04
60 months6.89%$296.24
72 months7.19%$257.11
84 months7.99%$233.72
2021 and older‍224 months6.49%$668.13
36 months6.74%$461.38
48 months6.99%$359.12
60 months7.24%$298.72
72 months7.49%$259.28
84 months8.24%$235.59
Accurate as of 03/19/2024
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Recreational Loans

ATV/UTVs, Watercraft, Snowmobiles

Recreational Loan Rates for ATVs, UTVs, Personal Watercraft and Snowmobiles
Term‍2APR As Low AsMonthly Payment‍2
24 months8.74%$227.83
36 months9.24%$159.56
48 months9.74%$126.19
60 months10.24%$106.83
72 months10.74%$94.51
84 months11.24%$86.24
Accurate as of 03/19/2024
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Boats, Campers, RVs

Recreational Loan Rates for Boats, Campers, and RVs
Model YearMin. Loan Amt.Max. Term‍1APR As Low AsMonthly Payment‍1
2020 or newer$5,00060 months8.24%$101.96
$15,000120 months10.24%$200.22
$20,000144 months10.74%$247.64
$20,000180 months11.49%$233.51
2016-2019$5,00060 months8.74%$103.16
$15,000120 months10.74%$204.42
$50,000180 months11.74%$591.75
2015 or older$5,00060 months9.49%$104.98
$25,000120 months10.74%$340.71
Accurate as of 03/19/2024
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Personal Loan Rates

Personal Loans & Lines of Credit

Personal Loans & Lines of Credit

Personal Loan and Line of Credit Rates
TypeAPR‍1 As Low AsMonthly Payment
Secured6.74%‍2$153.79
Personal Line of Credit (FlexPlus)12.99%‍3$200.00
Personal Line of Credit (Flex)14.49%‍4$200.00
Savings Secured Loan4.25%‍5$217.68
Accurate as of 03/19/2024

Unsecured Personal Loans

Unsecured Personal Loan Rates
TermAPR‍1 As Low AsLoan AmountMonthly Payment
24 Months9.99%$10,000$461.40
36 Months10.49%$10,000$324.98
48 Months10.99%$10,000$258.41
60 Months11.49%$10,000$219.88
72 Months12.49%$10,000$198.06
84 Months13.49%$10,000$184.59
Accurate as of 03/19/2024
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Credit Cards
Credit Cards
TypeAPR
Connexus Credit CardsCall 800.845.5025
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Real Estate Loan Rates

Mortgage Loans

Adjustable-rate Mortgages (ARMs)‍2

Mortgage ARM Rates
TermRates As Low AsAPR‍1Monthly Payment‍1
3/3 ARM5.990%7.135%$598.91
5/3 ARM6.240%6.878%$615.07
7/3 ARM6.490%6.888%$631.41
Accurate as of 03/19/2024
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Fixed-rate Mortgages

Mortgage Fixed Rates
TermRates As Low AsAPR‍1Monthly Payment‍1
30-year fixed6.625%6.674%$640.31
20-year fixed6.500%6.565%$745.57
15-year fixed6.375%6.455%$864.25
Accurate as of 03/19/2024
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Mortgage Refinance

Adjustable-rate Mortgages (ARMs)‍2

Mortgage ARM Rates
TermRates As Low AsAPR‍1Monthly Payment‍1
3/3 ARM5.990%7.135%$598.91
5/3 ARM6.240%6.878%$615.07
7/3 ARM6.490%6.888%$631.41
Accurate as of 03/19/2024
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Fixed-rate Mortgages

Mortgage REFI Fixed Rates
TermRates As Low AsAPR‍1Monthly Payment‍1
30-year fixed7.000%7.080%$665.30
20-year fixed6.875%6.985%$767.81
15-year fixed6.500%6.591%$871.11
Accurate as of 03/19/2024
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Rapid Refi Mortgages

Mortgage Rapid Refinance Rates
TermRates As Low AsAPR‍1Monthly Payment‍1
8-year fixed/Rapid Refi6.540%6.646%$1,340.59
10-year fixed/Rapid Refi6.640%6.726%$1,142.62
12-year fixed/Rapid Refi6.740%6.815%$1,014.57
Accurate as of 03/19/2024
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VA Home Loans
VA Loan Rates – w/payments
TermRates As Low AsAPR‍1Monthly Payment
30-year fixed7.500%7.702%$699.21
15-year fixed7.000%7.317%$898.83
Accurate as of 03/19/2024
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Home Equity Loans & Home Equity Lines of Credit (HELOC)

Standard

Home Equity Loan Rates – Standard
Intro Rates‍1Rates‍1APRMonthly Payment‍1
5.99% until October 1, 20248.74% after intro period.8.74%1.5% of the amount borrowed ($25 minimum).
6.49% until April 1, 2025
Rates accurate as of 03/19/2024
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Interest-Only

Home Equity Loan Rates – Interest-Only
Intro Rates‍2Rates‍2APRMonthly Payment‍2
5.99% until October 1, 20249.24% after intro period.9.24%Interest due based on the amount borrowed
6.49% until April 1, 2025
Rates accurate as of 03/19/2024
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Home Equity Loans

Home Equity Loan – Term Tiers
Term‍3RatesAPRMonthly Payment‍3
5 years6.89%7.20%$987.47
10 years7.89%8.08%$603.74
15 years8.99%9.15%$506.84
Rates accurate as of 03/19/2024
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Deposit Account Rates

Certificates

Certificates and Jumbo Certificates

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Bump-Up Certificate

Certificate – Bump-up Rates
TermAPY‍5
24 months4.06%
Accurate as of 03/19/2024
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Checking
Checking Account Rates
AccountAPY
Xtraordinary Checking1.75%1
Teen Checking2.00%2
Accurate as of 03/19/2024
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Savings
Savings Account Rates
AccountAPY
Savings Accounts ($100 and over)0.25%‍1
Holiday Club Accounts0.25%‍2
Accurate as of 03/19/2024
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Money Market Accounts
Money Market Account Rates
BalanceAPY‍1
$1,000,000 and over4.15%
$500,000 to $999,999.993.77%
$250,000 to $499,999.993.50%
$100,000 to $249,999.993.25%
$20,000 to $99,999.993.01%
$1,000 to $19,999.990.25%
$0 to $999.990.00%
Accurate as of 03/19/2024
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Health Savings Accounts (HSAs)
Health Savings Account (HSA) Rates
BalanceAPY‍2
$15,000 and over2.00%
$5,000 to $14,999.991.50%
$2,500 to $4,999.991.00%
$500 to $2,499.991.00%
$100 to $499.990.50%
$0 to $99.990.00%
Accurate as of 03/19/2024
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Individual Retirement Accounts (IRAs)

IRA Certificates

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Bump-Up IRA Certificate

Certificate – Bump-up Rates
TermAPY‍5
24 months4.06%
Accurate as of 03/19/2024
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IRA Savings Accounts

IRA Savings Account Rates – New
BalanceAPY‍6
$10,000 and over0.40%
$0 to $9,999.990.25%
Accurate as of 03/19/2024
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APY = Annual Percentage Yield