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DISCLOSURES

1 To receive $100 Amazon® gift card, enter promotion code WINTER in the application process. A valid email address is required. Offer valid on new loans for new or used vehicles, and for loans refinanced from another lender for 36-month term or greater with a minimum loan amount of $10,000. $100 Amazon® gift card will be emailed to your specified email address within 30 days of receipt of the first full loan payment. One full loan payment is defined as two biweekly payments or one monthly payment. $100 gift card is considered taxable income and is subject to income tax reporting. Gift card cannot be redeemed for cash. Offer subject to change or termination. Connexus employees eligible to receive offer. Offer valid on applications submitted between 12/9/2016 and 2/28/2017 and does not apply to loans currently financed at Connexus Credit Union.

Amazon is the registered property of Amazon.com, Incorporate and is not affiliated with nor does it endorse Connexus Credit Union.

2 APR = Annual Percentage Rate. 2.49% APR is our lowest available rate as of 12/9/2016 for 36 months. 36 monthly payments of $28.86 per $1,000 borrowed. Minimum loan amount is $10,000. Rate includes all available discounts and is fixed for the term of the loan. Loan is subject to approval and the rate may vary based on your individual credit, term, and relationship level. Rates subject to change. Term of loan must be 36 months or more. Offer subject to change or termination. Connexus employees eligible to receive offer. Offer valid on applications received between 12/9/2016 and 2/28/2017 and does not apply to loans currently financed at Connexus Credit Union.

3 Interest begins accruing upon disbursal of loan. Deferred payment available upon credit approval. Some restrictions apply. Deferred payments may not exceed 90 days.

4 Insurance discounts available through Liberty Mutual. Liberty Mutual discounts and savings are available where state laws and regulations allow, and my vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. This offer does not constitute a specific endorsement of Liberty Mutual. More information can be found by calling Liberty Mutual at 800.981.2372 or visiting www.LibertyMutual.com/Connexus.

5 A $20,000 auto loan with a 60-month term and a rate of 4.49% APR will be paid off after 60 months with monthly payments of $373. A $20,000 auto loan with a 60-month term and a rate of 4.49% APR will be paid off after 56 months with biweekly payments of $186.50.

6 Example savings received through refinancing a 60 month, $20,000 auto loan at a fixed rate of 4.49% APR for the term of the loan. Starting rate of 6.99% APR is representative of auto loan rates refinanced at Connexus in 2016. Comparison rate of 4.49% APR is the average auto loan rate for Connexus members in 2016.