1 A $10,000 credit card balance with a rate of 15.51% APR and minimum monthly payments of 3% of the balance takes 217 months and a total of $17,349.38 to pay off, assuming there are no additional advances or charges. A $10,000 Personal Loan with an interest rate of 5.88% APR and monthly payments of $192.77 takes 60 months and a total of $11,566.23 to pay off. The difference between $17,349.38 and $11,566.23 is a savings of $5,783.15.

2 APR = Annual Percentage Rate. 5.88% APR is our lowest available rate as of 4/10/2017. Borrow $10,000 at 5.88% APR for 60 monthly payments of $192.77 or $19.28 per $1,000 borrowed. Minimum loan amount $2,500. Maximum loan amount $20,000. Rate includes all available discounts. Other loan rates and terms available. Loan subject to approval and qualifications. Rate may vary on individual credit terms and relationship level. Certain restrictions may apply. Offer not valid on tuition expenses and interest is not tax deductible. Offer does not apply to loans or credit cards currently financed with Connexus Credit Union. Offer subject to change or termination. Offer valid 4/10/2017 to 6/19/2017.

3 APR = Annual Percentage Rate. 15.51% APR is the average national credit card interest rate as of 3/14/2017 on www.creditcards.com.