Mortgage Refinance Savings Calculator
Thinking about a mortgage refi? Use our calculator to learn when you’d break even and how much you could save.
Today’s mortgage rates
| Term | Rates As Low As | APR1 | Monthly Payment1 |
|---|---|---|---|
| 3/3 ARM | 6.290% | 7.401% | $618.32 |
| 5/3 ARM | 6.540% | 7.152% | $634.70 |
| 7/3 ARM | 6.790% | 7.169% | $651.26 |
| 8-year fixed / Rapid Refi | 6.540% | 6.666% | $1,340.59 |
| 10-year fixed / Rapid Refi | 6.640% | 6.743% | $1,142.62 |
| 12-year fixed / Rapid Refi | 6.740% | 6.829% | $1,014.57 |
| 30-year fixed | 6.500% | 6.549% | $632.07 |
| 20-year fixed | 6.125% | 6.189% | $723.66 |
| 15-year fixed | 6.000% | 6.079% | $843.86 |
| Accurate as of 07/15/2024 | |||