Auto Loans
Drive and save for as low as 5.49% APR.1
Enjoy savings wherever you’re headed with our Auto Loans.
Questions? We can help.
Benefits for you
Our Auto Loan benefits
90 Days No Payments
Get behind the wheel of your new ride and enjoy three months of no payments.3
Fewer Fees
Save more with no annual fees or prepayment penalties.
Up to 100% Financing
We offer up to 100% financing for eligible borrowers.
Competitive rates
Today’s Auto Loan rates
| Model Year | Term | APR1 As Low As | Payment per Thousand |
|---|---|---|---|
| 2023 or newer | 24 months | 5.49% | $44.09 |
| 36 months | 5.69% | $30.28 | |
| 48 months | 5.89% | $23.43 | |
| 60 months | 6.09% | $19.37 | |
| 72 months | 6.39% | $16.76 | |
| 84 months | 7.44% | $15.31 | |
| 2022 and older2 | 24 months | 5.79% | $44.23 |
| 36 months | 5.94% | $30.39 | |
| 48 months | 6.19% | $23.57 | |
| 60 months | 6.44% | $19.54 | |
| 72 months | 6.99% | $17.04 | |
| 84 months | 7.99% | $15.58 | |
| Accurate as of 12/21/2024 | |||
Calculator
- Calculate Auto Loan payment Find out how much vehicle you can afford and your monthly Auto Loan payment with our easy-to-use calculator.
Competitive rates
Today’s Auto Loan rates
simple financing steps
Auto Loan process
Get pre-approved for an Auto Loan
Apply online or by phone at 800.845.5025.
See our list of required documents to complete application. Receive confirmation
We will process your application and notify you via phone and email of any additional documentation that may be needed, usually within one business day.Shop for a vehicle
Bring your pre-approval letter to the dealership. After purchasing a new or used vehicle, send us a copy of the agreement.Finalize your loan
Once we receive all the required documentation, we will finalize your loan electronically and send your funds to the dealership.available coverage
Protect your vehicle
Choose comprehensive coverage options, such as Debt Protection, GAP Protection, and our Warranty Program, to safeguard your investment and give yourself peace of mind for the road ahead.
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Learn more about car buying
Auto Loan Pre-Qualification and Pre-Approval: What’s The Difference?
Are you gearing up to buy a new ride? Learn the difference between being pre-qualified and pre-approved for an Auto Loan and why being pre-approved gives you more negotiating power at the dealership.
Steer Clear of These 10 Common Car Buying Mistakes
Buying a new vehicle is exciting, but it’s easy to overpay if the excitement clouds your judgment. Here are ten common mistakes car buyers make and tips to help avoid them.
Why Get Financing Before You Buy a Vehicle
Learn how getting your financing ahead of time can help make your dealership experience easier and put you in a better buying position.
FAQs: You asked. We answered.
What information do I need to complete my Auto Loan application?
To complete your application, you’ll need to provide:
- Income verification (i.e., most recent pay stub, including year-to-date earnings)
- Copy of your driver’s license
Once you’ve purchased a new or used vehicle, you’ll need to provide:
- Purchase agreement
- Verification of auto insurance
- If it is a lease buyout, you’ll need to provide the lease buyout payoff and odometer disclosure
What is GAP insurance and who pays for it?
Can I finance a boat, motorcycle, or recreational vehicle with Connexus?
Absolutely. The rates on this page apply to motorcycles. Loans for boats and other recreational vehicles can be found on our Recreational Loans page.
Can I pay off my loan quicker than the payment schedule?
Do I have to be pre-approved for an Auto Loan before I start vehicle shopping?
No, it’s not a requirement. However, being pre-approved helps you negotiate the best price for your vehicle. Dealerships take pre-approved customers more seriously because it means you’re ready to do business. Here are more reasons we recommend getting a pre-approved Auto Loan before heading to the dealership.
How do I receive my title or a lien release for my vehicle?
You can receive a title or lien release in several ways, depending on whether your loan is active or paid off and whether you live in a state that processes paper or electronic titles. For more details, please review our Title and Lien Release FAQs.