Home buying can be stressful. It’s hard enough to find the perfect house. When you add the mortgage loan process on top of that, it can be overwhelming. But it doesn’t have to be. 
 
While EMV cards have helped protect you, thieves have shifted their attention to other schemes. We're going to help you spot them. 
 
We want your vacation to go as smoothly as possible, so we put together a list of five must-have tips for using your debit card away from home. 
 
You deserve a vacation, but trips can be expensive. Take advantage of some of these tips to help you cut the cost of your next trip. 
 
In late December, we received the Gold Award for the Best Online-Only Bank of 2017 by TopTenReviews.com, a popular review website. 
 
The average credit card interest rate is 15.18% APR. That’s high. It’s expensive to pay off revolving debt at that rate, and it takes a long time. Since the average American household in 2016 had $5,700 of credit card debt, we found some of the best ways to reduce it — because a debt-free life is way less stressful. 
 
The average U.S. household has $132,529 of debt — that includes credit cards, mortgages, auto loans, and student loans. If you are a part of that average, it may seem like opening another loan just puts you further in debt. The trick is to know when you should and should not use a personal loan. 
 
Keeping your contact information up to date in our system is an important step to protecting your identity and money. Please take a few minutes to ensure your information is current. 
 
Through our Online & Mobile Banking system, you can receive text and/or email notifications about your account activity. That way you stay in control of your money at all times. These are the alerts you need to opt in to immediately. 
 
Financial products can be confusing — like, really confusing. And if you don’t fully understand what they are, why would you ever apply for it? One of the products that can seem confusing at first is a Home Equity Line of Credit (HELOC), but we’re here to help.