Best Credit Unions of 2026
Award-winning. Member-focused.
Best Credit Unions of 2026
Award-winning. Member-focused.
calculate your earnings
See what you could earn
This calculator is intended for informational purposes only and is considered an estimate. The accuracy of this calculator is not guaranteed by Connexus Credit Union. The calculator and its results do not constitute the advice of, or reflect actual products, services, rates, and/or terms available. Nothing contained in the calculator shall constitute an offer or solicitation of a product or service by Connexus Credit Union. This calculator is not intended to offer any tax, legal, financial, or investment advice. Please consult with qualified advisors to discuss your specific needs.
How to earn your bonus
Qualify for your bonus in just three simple steps.
Apply for Xtraordinary Checking
Use promo code Xtrabonus when opening your account.
Deposit money into your account
The more you deposit, the higher your bonus!
Bonus Tiers
$0
$4,999.99 and below
$100
$5,000 – $9,999.99
$200
$10,000 – $14,999.99
$300
$15,000+
The amount of your bonus will be calculated based on your average daily balance from the two months during which you meet the requirements.
Meet account requirements for 2 months
The following requirements must be met for 2 months within 120 days of account opening.
Receive your bonus!
Your bonus will be automatically deposited within 10 business days after meeting all requirements.
account perks
Why you’ll love Xtraordinary Checking
4.50% APY1 on balances up to $25,000
No monthly fees or minimum balance required1
$15 monthly rebate on ATM surcharges2
Visa® Debit Card with Mobile Wallet
Free overdraft transfers with linked accounts
Unlimited free ATM access3 Connexus ATM | Co-opSM & MoneyPass® ATM
Frequently asked questions (FAQs)
FAQs: You asked. We answered.
Disclosures
APY = Annual Percentage Yield
See our Fee Schedule for a list of fees you may encounter.
* Calculated based on the difference between the percent earned in interest between Connexus Credit Union’s rate at 4.500% APY compared to 2.215% APY for the National market average over the life of a high rate share draft. Accurate as of: 11/01/2026. Source: Datatrac
* Calculated based on the difference between the percent earned in interest between Connexus Credit Union’s rate at 4.50% APY compared to .07% APY for the FDIC Interest Checking national deposit rate. Accurate as of: 04/20/2026. Source: FDIC
- APY accurate as of 11/02/2026. No monthly maintenance fee. Other account-related fees may apply. To earn the applicable dividend rate and APY, subscription to eStatements, a monthly deposit of at least $500 from either a direct deposit or an ACH deposit (from a non-Connexus account), and either a minimum of fifteen (15) debit card purchases or $500 in net spend purchases using your debit card are required per calendar month. ATM transactions are not included. Debit card purchases must post to your account by the last calendar day of the month. You must meet the preceding account requirements to earn dividends during the monthly period. No minimum balance required to maintain the account. A balance is required to earn dividends. Dividends are compounded and paid monthly. Fees may reduce earnings. Rates subject to change. A dividend rate of 4.410% will be paid on your account balance of $25,000 or less when requirements are met, resulting in an APY of 4.50% for the dividend period. Account balances over $25,000 will be paid an APY of 0.25% when requirements are met. Primary owner must be the age of majority (18+) to open this type of account.
- ATM surcharge rebates only apply to ATMs within the United States.
- Co-opSM and MoneyPass® ATM Networks available nationally. These ATMs are fee-free with the use of a Connexus Debit/ATM Card. Usage fee may still apply.
- For illustrative purposes. Your earnings may differ. Fees may reduce earnings.
- Offer is valid for individuals who open an Xtraordinary Checking Account between 10/26/2026 and 12/20/2026. Offer is not valid for existing Connexus members with any type of Connexus Checking Account currently open or any current or former members with a Connexus Checking Account closed on or after 9/1/2025. Offer is limited to one bonus per primary owner and is subject to change or termination without notice. Fees may reduce earnings.
To qualify for the bonus, you must use Promo Code XTRABONUS at the time of application and meet the Xtraordinary Checking Account requirements for two months within 120 days of account opening. Account requirements include subscription to eStatements, a monthly deposit of at least $500 from either a direct deposit or an ACH deposit (from a non-Connexus account), and either a minimum of 15 debit card purchases or $500 in net spend purchases using your debit card. ATM transactions are not included. Debit card purchases must post to your account by the last calendar day of the month. Monthly periods are based on calendar months; the last day of the month must fall within 120 days of account opening to count toward bonus qualifications.
Determining your bonus: Connexus will take the average daily balance from the first two monthly periods in which qualifications are met and average them together. Total average daily balances of $4,999.99 and below will earn $0.00; $5,000-$9,999.99 will earn $100; $10,000-$14,999.99 will earn $200; and $15,000 and over will earn $300.
The bonus is subject to income tax reporting and will be credited to your account within 10 business days of the month-end following bonus qualifications being met. The Xtraordinary Checking Account must be open at the time the bonus is credited.