1 A $5,700 credit card balance with an interest rate of 15.18% APR and minimum monthly payments of 3% of the balance takes 182 months and a total of $9,645 to pay off. A $5,700 Personal Loan with an interest rate of 5.88% APR and monthly payments of $109.88 takes 60 months and a total of $6,593 to pay off. The difference between $9,645 and $6,593 is a savings of $3,052.

2 Average credit card debt numbers based on “Average Credit Card Debt in America: 2016 Facts & Figures” article on www.ValuePenguin.com (https://www.valuepenguin.com/average-credit-card-debt).

3 Credit card numbers based on a balance of $5,700, the national average interest rate of 15.18% APR4, and a minimum payment of 3% of balance. Personal Loan numbers based on a loan of $5,700, and interest rate of 5.88% APR5, and monthly payments of $109.88.

4 APR = Annual Percentage Rate. 15.18% APR is the average national credit card interest rate as of 12/19/2016 on www.creditcards.com.

5 APR = Annual Percentage Rate. 5.88% APR is our lowest available rate as of 1/2/2017 for 60 months. 60 monthly payments of $19.28 per $1,000 borrowed. Minimum loan amount is $2,500. Other loan rates and terms available. Your loan is subject to approval and the rate may vary based on your individual credit, term, and relationship level. Rate includes all available discounts. All loans are subject to approval and qualifications. Certain restrictions may apply. Offer not valid on tuition expenses and interest is not tax deductible. Offer subject to underwriting. Rates are subject to change and may vary based on your individual credit and relationship level. Offer does not apply to loans or credit cards currently financed at Connexus Credit Union. Offer subject to change or termination. Offer valid from 1/2/2017 to 2/25/2017.